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Welcome to Courtiers Du Quebec

Courtiers Du Quebec is a diversified financial service provider and acts as an independent agent.

Courtiers Du Quebec works with many different licensed Financial Institutions and specializes in hard to place loans.

Homes, rentals, commercial properties, construction loans and home improvement loans; all of your loan needs at very competitive rates! Whether your credit is the best or the worst, Courtiers Du Quebec can help you get the money you need for just about any purpose, and there are no upfront fees!

Is your credit “less-than-perfect”? Unsecured personal loans can be taken out and used for any purpose: holiday, furniture, school tuition, boat or car loan, home improvements, family emergency, car repairs, to help avoid bankruptcy or foreclosure, etc.. Borrow the amount that suits your particular situation.

Frequently Asked Questions

  • I RECEIVE GOVERNMENT ASSISTANCE PAYMENTS AS MY INCOME, CAN I STILL GET A LOAN?
    Unfortunately, we do not lend to people who rely on social assistance, worker’s compensation, disability benefits, or other forms of government aid as income. We also do not lend to people who are self-employed or paid by commission.
  • WHAT ARE MY CHANCES OF BEING APPROVED FOR A LOAN?

    Although most people do get approved for a loan, you may be denied if you fall under one or more of the following categories:

    • Employment – If you are currently unemployed, or if you have been employed at your current job for less than six (6) months, your loan application may not be approved.
    • Banking History – Your application may not be approved if you do not have a chequing account, if you have a newly opened chequing account, if your chequing account shows multiple NSF charges (3 or more), or if you have multiple outstanding payday loans or cash advances.
    • Income and proof of residence – Your loan application may not be approved if your net monthly income is less than $1200.00, or if you are unable to show proof of residence. The best proof of residence is a current utility bill (i.e. hydro, telephone, cable, etc). However, if you do not have any bills such as these, or if they are not listed in your name, give us a call; you may have another proof of residence that would be satisfactory.
  • WHAT HAPPENS IF I DON’T FOLLOW THROUGH AND REPAY MY LOAN?
    We would not stay in business if our customers did not honor their loan agreements. We do reserve the right to collect delinquent loans using all legal recourses available, including judicial debt collection and civil court action.
  • WHAT ARE THE BENEFITS IF I REPAY THE LOAN ON TIME?
    Customers with a good repayment record receive our VIP services, which include expedited servicing and discounted rates.
  • WHAT IF I FIND OUT LATER THAT I WILL NOT HAVE THE FUNDS TO HONOR MY PAYMENT?
    Call us immediately. A “bounced cheque” could cost you substantial “NSF” fees by your bank, and can also damage your credit rating. While your obligation to repay is not waived, we will attempt to assist you.

For a complete list of FAQs, please click here.

Rates and Terms:

Standard re-payment terms: 3 months (min 84 days / max 90 days)
   12 weekly payments
   6 bi-weekly payments
   6 semi-monthly payments
Maximum Loan Amount: $1000
Minimum Loan Amount: $500
Maximum APR: 32%

Cost of Credit

The chart below represents illustrative examples of the cost and payment schedule of a $720 personal loan.

Installment Loans: Bi-Weekly Customer = Six (6) Payments

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate The dollar amount the credit will cost you The amount of credit provided to you on your behalf The amount you will have paid after you have made all payments as scheduled
32% $58.54 $720.00 $778.54

Payment Schedule Based on Loan Origination

Payment Number Amount of Payments When Payments Are Due
1$129.76
2$129.76
3$129.76
4$129.76
5$129.75
6$129.75

** Disclaimer: This Consumer Installment Loan Rate Schedule provides an illustrative example of a typical extension of credit we offer to qualified applicants. The APRs noted above are for a $720 loan repayable in six bi-weekly payments. The terms listed in this Consumer Installment Loan Rate Schedule may be offered for only a limited period of time and may differ from your loan agreement.Rates are current as listed and are subject to change. The rates displayed do not represent a loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. You should always seek competent professional advice prior to engaging in any financial transaction.

Testimonial Disclaimer: Testimonials found on this site are examples of what we have done for clients, and what some of our clients have said about us. However, we cannot guarantee the results in any case. Your results may vary and every situation is different. No compensation or benefit is ever provided in exchange for testimonials.